Buy a server or rent a VPS. Take the cost of either of the Apple options and divide by 36 months and get the biggest server you can for that monthly price.
I like the Studio but currently, Apple is limiting the ram to 64GB.
The Macbook Pro with M5 you can get 128GB of ram.
I've got an M1 studio and i'm looking to upgrade when the M5 studio comes out. Hopefully they'll offer it with at least 128GB of ram.
Also, it's my understanding that when the MBP is under heavy load and the CPU is heating up, the system will throttle down the performance so it doesn't overheat, whereas the Studio has a bigger heatsink and fan to let it run full throttle.
There are rumors that the Mac Studio will be getting an M5 update this year. If you can wait, it might be worth waiting a bit.
https://www.macrumors.com/2026/06/25/m5-ultra-mac-studio-202...
Buy a server or rent a VPS. Take the cost of either of the Apple options and divide by 36 months and get the biggest server you can for that monthly price.